
*Individual results may vary depending on balances and rates
You're not the first person to decide to put food on the table and keep the electricity on rather than paying a credit card bill. You can be sure that most people would rather protect their family and their loved ones first, and then pay their creditors.
Do you need debt consolidation advice?
Even the collection agents, the ones that call and harass other people about their obligations, would certainly protect themselves first if faced with the same tough decision.
The truth is that most people struggle long and hard to meet their obligations but the money coming in just doesn't meet the bills going out. Be very careful and selective about which bills get paid.
Do you need debt advice?
You're not alone. Today, millions of Americans are having difficulty paying their debts. Most of those in financial distress are middle-income families with jobs who want to pay off what they owe.
It is important for you to act. Doing nothing can lead to much larger problems in the future-even bigger debts, the loss of assets such as your house, and a bad credit record.
Accurate negative information can stay on your report for 7 years; bankruptcies for 10 years. Also, any negative information may be reported indefinitely for use in the evaluation of your application for:
The good news is that there are solutions. A New Horizon specializes in debt management and can help improve your relationships with creditors, reduce your debts, and help you manage your money. In brief, these solutions can help give you a new, fresh start.
Debt Management Plans
This program has been successful for many years. It was developed by creditors to help their customers who were having a difficult time repaying their debts. As long as we work within their established guidelines for people that are in credit counseling, we can extend many benefits to you.