See how much A New Horizon Debt Consolidation Program Can Save You


ID Theft – What To Do If You Are A Victim               

Florida ranks second only to California in the number of cases of this white-collar crime. The Federal Trade Commission said identity theft was involved in more that 40 percent of the number of consumer complaints received last year and experts believe that the number will grow because it’s easy to access personal data and identity thieves face light penalties.

When identity thieves wreak disaster on your personal finances it is important to act very quickly and assertively to minimize any damage to your identity and credit history.  Here is what you will need to do:

File a complaint with the Federal Trade Commission (877) 438-4338

Identity Theft Clearinghouse

Federal Trade Commission

600 Pennsylvania Ave., NW

Washington, DC 20580

www.consumer.gov/idtheft

Contact each of the three national consumer-reporting agencies.  You may want to send them a copy of the complaint filed with the FTC to help their investigation.  Also, ask each to place a “fraud alert” on your credit report so lenders contact you before granting credit in your name.  You are entitled to a free credit report if you are a victim of identity theft. 

Equifax Credit Information Services Inc.

(800) 525-6285

P.O. Box 740241

Atlanta, GA 30374-0241

www.equifax.com

Experian Information Solutions Inc.

(888) 397-3742

Box 9530

Allen, TX  75013

www.experian.com

TransUnion

(800) 680-7289

Fraud Victim Assistance Division

P.O. Box 6790

Fullerton, CA  92634-6790

www.tuc.com

Contact by phone and in writing every department store, utility company, credit card issuer, etc., with which your name may have been used fraudulently.  Get replacement cards with a different account number for those accounts that were accessed fraudulently.

Notify and report the crime to your local law enforcement agency.  Provide as much documented evidence as possible.  Obtain a copy of the police report and keep the investigator’s name and phone number on hand.  You may be requested to supply the information to creditors and others to verify your case and the crime. 

Follow anewhorizoncc on Twitter
@anewhorizoncc


TOPICS OF THE MONTH
Dealing With the Bills after the Holidays
Holiday Shopping In A Single Day
Coupon Codes and Savings


Financial Wellness Videos
How to Save and Go Green With Your Kids

Press Releases
New Credit Score Model May Help Consumers
Reports Bankruptcies Fall in 2011
Half of All Americans Low Income Or Poverty Level

For a completely confidential debt consolidation credit counseling and debt consolidation credit card budget analysis, call A New Horizon Credit Counseling today! Let our Certified Credit Counselors help you get a handle on your budget and pave the way for a strong and secure financial future.