See how much A New Horizon Debt Consolidation Program Can Save You


*Individual results may vary depending on balances and rates

Questions to Ask When You See the House

What is the visible condition of the property?  Poor exterior conditions may indicate problems inside the house as well.
Does the house require major repairs or replacements?  Major repairs, such as a new roof can be costly.  Consider these cost if you decide to make an offer.
How old are the appliances?  Consider the cost of replacing old appliances such as the refrigerator, stove, washer and dryer.  Also find out if the appliances are energy efficient, if there are warranties and if there are any maintenance records.
How old are the mechanical systems?  Consider the cost of replacing older systems such as electrical, plumbing, heating, air conditioning.
Where is the house located on the block?  Corner lots can be spacious, but exposed to more traffic and noise.  Interior lots can be quieter but closer to your neighbors.
How is the house sited on the lot?  Be sure the area around the house is graded properly to provide good drainage.
Are there architectural features?  Front porches, gables, bay windows or other details add value to the property.
Are there landscaping features?  Established trees, shrubbery and perennials add value to the property. 
What is the condition of the houses on either side and across the street?If neighboring properties are too run down they may affect your property value.  If they are well maintained they will add to your property value.
How close is it to shopping and schools?  Nearby services can also add value.
How long has the house been on the market?  A long time on the market may indicate problems with the house or neighborhood that you need to look into.
Is the seller highly motivated to sell?  A highly motivated seller MUST sell soon.  Job transfer, divorce and financial difficulties put pressure on a seller, which can benefit you when you make an offer.
Has the seller bought another house that has yet to close?  The seller will be more anxious to facilitate your purchase if the seller needs to complete the purchase of another house soon.
Why does the seller want to sell? If there is a problem with the house or the neighborhood, assess the situation carefully.