See how much A New Horizon Debt Consolidation Program Can Save You
*Individual results may vary depending on balances and rates
"It
is more important now than ever before for companies to be proactive and
attend to the financial concerns of its employees." -Steven
Marcus, President
Benefits to Employers
Benefits to Employees
Employee Assistance Program
Companies Going through Layoffs
Strategic Alliances
Testimonials (Click Here to See What People are Saying
About Us)
Contact Us (Corporations only)
Driving Directions
A New Horizon
Inc.®, (A New Horizon Credit Counseling) is a non-profit
company. We are bonded and insured and operate nationally to provide
financial management services and bring debt relief to employees of
corporate America.
Our services also compliment an Employee Assistance Program and allow major company Human Resource departments to enhance their role of
being benevolent while still being a resource. A New Horizon enables employers
to provide their employees with confidence, hope and relief without any cost to
the employer or administrative duties to your company.
Mr. Stephen Marcus, a licensed psychologist, started the
company with the mission to bring fair and honest debt counseling
to the public. Over the past 24 years, A New Horizon has
arranged financial stability to tens of thousands of Americans.
A New Horizon offers financial management services and debt consolidation.
Our professional counselors are available Monday and Thursday 8am-6pm, Tuesday and Wednesday 8am-5pm and Fridays 8am-3pm Eastern Time to answer employee questions and counsel them regarding their individually customized plan. For the employees it is like having trained professionals watching overtime over their money and financial affairs everyday.
When an employee calls, they will receive in just a few minutes an evaluation
of their debt position. When an employee contacts us from our website, one of
our credit counselors will contact them within 48 hours Monday through Friday.
Accounts will be set up according to the acceptable guidelines of the
creditors. A New Horizon will work with 
everyone even when they continue to
have difficulty with agreed payments. We work to reduce monthly payments to fit
into a realistic budget that employees can commit to.
Regardless of financial status, everyone can benefit from A New Horizon's
ability to get interest rates lowered to 6-8% or even eliminated to 0%. We then
consolidate all bills into one easy monthly payment and often times reduce
monthly payments up to 50%.
A New Horizon Credit Counseling is ready to assist you in providing the best products and
services to your employees and enhancing your employee assistance programs.
BENEFITS TO COMPANIES AND EMPLOYESS
- No cost to companies for ANH services
- Increased employee productivity
- Reductions in absenteeism and sick leave
- Reduction in employee theft and property loss
- Increased employee retention and job satisfaction
- Enhanced employer - employee relationship
- Increased loyalty and improved employee retention.
- Increased worker productivity and on the job performance.
- Fewer employee failure issues that allow for the employer to obtain vastly improved employee concentration and intensified job focus for the employees.
- Enhanced employee financial security leads to positive changes in the employee's emotional balance, self-perception, employment satisfaction and overall job gratification.
- Reduction of unnecessary administrative costs and productivity due to troublesome employee salary garnishments and any subsequent imposed penalties.
- Decreased worker conflicts due to considerably less tension and stress related negative relationships with others in the workplace.
- More stabilized workforce that usually results in improved job performance, team participation, employee morale, employee loyalty, employee retention and improved company operating results.
- Less threatening job environment where the employees are much less likely to feel financially threatened by prospective or unforeseen salary reductions.
A New Horizon Certified counselors are trained to
establish a financial plan that will meet your needs.
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Debunking the “Debt Bailout” Advertisements
- Save money.
- No hidden fees.
- Pay off debt quickly.
- Improve credit ratings.
- Eliminate financial pressure.
- No waiting period to get started.
- Dramatically lower interest rates.
- One convenient monthly payment.
- No minimum financial requirements.
- Debt Resolution.
- Debt Solution.
- Improve your chances of getting a loan.
- We can develop a sensible budget for you.
- You will not be turned away regardless of damaged or excellent credit.
COMPANIES GOING THROUGH LAYOFFSS
A New Horizon works with the State of Florida Agency for Workforce Innovation
and the Reemployment and Emergency Assistance Coordination Team by offering our
financial counseling and debt management services to dislocated workers. A New
Horizon will help these employees through what may be a financially stressful
situation. Our financial counseling and debt management services could help to
alleviate financial pressures while people are unemployed. Furthermore,
employees will perceive these services as a benevolent gesture by their
company. Click here to
request information about our services for employees who may be affected by a
layoff or reorganization.
STRATRGIC ALLIANCES
A New Horizon seeks strategic relationships with corporations, government
agencies, lenders and creditors to better meet the needs of the consumer. We
are committed to continuous quality assurance and excellence in our service
offerings. Whether it is by educational seminars, project outreach, strategic
alliances, or any other venue, A New Horizon will provide the very best
comprehensive approach to playing an important role in the communities that we
serve. If you would like additional information about our partnership programs
please feel free to contact us.
American
Homeowners Association
BankAtlantic
Broward County Public Schools
CDS Tractor Trailer School
Chase Manhattan Mortgage
ChildNet
Church of Brotherly Love
Comptec Computer Career Services
Florida Atlantic University
Habitat for Humanity
Hands on Training
Hispanic Unity
Internal Revenue Service
Kaplan College
Miami Rescue Center
Minnesota Life Insurance Company
Moneylogic Association
NE Focal Senior Center
New Benefits
NMS Management Services
NW Coral Springs Family Success Center
PrePaid Legal Services / Identity Theft Protection
Regions Bank
Resume Rascals
SOS Children's Village
State of Florida Agency for Workforce Innovation
StuFund
The Jack and Jill Children's Center
The Platinum Group
The United Way of Broward County
Urban League of Palm Beach
USI
Wells Fargo
Contact Us (Corporations only)
Click here for driving directions
A New Horizon
2700 W. Cypress Creek Rd., Suite D-129
Ft. Lauderdale, FL 33309
"You are a true god send! You helped us get out of debt, when we thought it was hopeless. You took us step by step and made it possible for us to learn how to manage our money"
- Anthony V.
"Thank you so much for all your help! When I started the program I was so overwhelmed, scared and sick of dealing with credit card companies. I have no credit card debt after only 2 years and I am working on payment my student lonas early. I am continuing to educate myself about finances and know I will succeed"
- Katie W.
"We. were in pretty poor shape financially when we approached A New Horizon to start a repayment program. A new horizon also contacted us on a regular basis, and provided informational resources on their website, which they encouraged us to use. They were always responsive to our calls as well. THis has been overall a positive and helpfull experience"
- Leanna L.
"We appreciate the cooperation and assistance received each time we need help. Thanks againa nd it' s great to be out of debt."
- Thomas H..
"I have been very, very pleased with the service I have been provided with. If it wasn't for my counselor and A New Horizon, I would never have gotten back on track. Thank you so much for all of your patience and help. Keep up the great work."
-
Danielle S.
"The counselors who helped me were great. They understood my situation and did everything they could to help. Being recently divorced I had no real idea how hard taking care of my finances could be. My counselor explained everything so I could understand. Creditors have contacted me about late fees and no payments. I let my counselor know about these contacts to me and she cleared everything up for me. The whole company seems to be in my corner. Without the help of A New Horizon and especially my counselor, I don't know what kind of shape I would be in. The payments are where I can afford them. Everything has been done in a timely and professional manner."
- James
E.
"A New Horizon Credit Counseling Services has been great in their capabilities to help me handle my debt problems. The calls stopped and my creditors are agreeing to cooperate with A New Horizon's contracts."
- Frank
G.
"I paid off over $23,000 of debt in just over 3 years without damaging my credit. In fact, while I was with ANH, I was even able to buy my own house."
- Corey
H.
"A New Horizon has helped lift the burden of financial anxiety. I have been relieved of annoying creditors and the nagging feeling of past due payments. I feel that I have overcome a large obstacle in my life and now I can move forward in my debt-free life because I am debt free. The money I was paying towards my credit cards is being put towards a house. Thank you A New Horizon."
- Sasha
D.
"My experience with A New Horizon has been very informative and one of mutual respect. I was very pleased that I did not have to go through a lengthy application process like some companies take you through. The response time is quick and professional. We mail in our monthly payment and that’s it. Also, when I was recently laid off, your alternate debt management program helped me during this critical time. As a result, I was able to continue with A New Horizon’s services without messing up my credit rating. A New Horizon helped me to change my life as far as dealing with creditors and bills."
- Walter
W.
"A New Horizon helped me to achieve what I couldn’t have on my own and has truly educated me on the power of a good counseling service. A Hew Horizon helped me to regain my focus by streamlining my financial goals after it became difficult to keep pace as I underwent recent family hardship. It’s easy to take for granted the time you spend remembering due dates, writing checks, budgeting, stamping/addressing envelopes and walking them to the mailbox during hardship. And, after doing all that, knowing how high interest rates can leave you working past retirement. It was worth my time to act on the radio commercial I heard a year ago while driving home from work. The fact that I have been fortunate to have A New Horizon handle these matters speaks how seriously they are taken in the business of credit counseling, especially with the professional and courteous attention I receive from my counselor."
-
Novelette S.
"I must admit I was a little skeptical when I first began reviewing my options for debt consolidation. My husband and I own our own home and two cars - we just had an excessive amount of credit card debt. We paid all our bills on time every month, even mailed more than the minimum, but the balances seemed to remain the same. We finally decided it was time to make a change. We cut up all of our cards except for one and put all our revolving debt in the hands of A New Horizon. It takes a little getting used to the fact that we just can’t “charge it” when we want something, BUT just knowing we will be debt free in less than 5 years is amazing. Each and every counselor we have dealt with at A New Horizon has been knowledgeable, helpful and extremely kind. They return each and every telephone call promptly and answer any questions and concerns. My only regret is that we did not choose to consolidate our debt long ago. However, just knowing there is only one payment to worry about each month and the fact that we have a light at the end of the tunnel is more that we can ask for! Thank you A New Horizon."
- Anne S.
"I just wanted to inform you that you have the BEST customer service representatives that I have ever met. At the beginning I was quite nervous about this and wasn’t sure if this was definitely going to work. My counselor dealt with all of our credit card companies and made the process go smoothly as possible. Now, I look forward to getting the mail. Now I sleep better at night. And that is no exaggeration! I really do sleep better. I don’t worry about the balances and finance charges. We have automatic withdrawal so I know that on the 15th of every month, the money will come out and my counselor will handle it from there. Thanks to my counselor and her excellent service, I breathe easier and my husband even feels better about our credit situation. We know now that in just under 5 years, we’ll be debt free from 5 credit cards. We’ll be able to take that money and use it for something else… like a vacation for our family. I have even recommended A New Horizon to people that I know. I tell them that if they want good, trustworthy, and reliable services they should contact A New Horizon."
- Tara S.
" New Horizon helped so much with my credit card problems. They lowered my interest rates and cut my monthly payments. Best of all, they gave me peace of mind."
- Luis R.
"I don't really know what to write but I have to say that I'm very grateful and happy that I found out about ANH. It gave me a new life. Why didn't I here about this program earlier? I would have enrolled earlier had I known. ANH has helped me so much, I feel like I came out of under the sea where I was hiding from my creditors. I can sleep in peace now without waking up in the middle of the night afraid of the next day! Thanks a million A New Horizon."
- Magdalena S.
"Two and a half years ago, I was in debt far beyond I could imagine. Creditors were calling numerous times a day with threatening court dates and outrageous payment offers. I couldn't keep up anymore. My monthly payments wouldn't even cover finance charges! So I went online and found A New Horizon. I called them up and within a couple of days I was on the road to financial recovery. No more creditor calls, no more finance charges! Now two and a half years later, I am not living on "pennies" of my paychecks. Thank you A New Horizon for all of your help. If I ever need credit help again (which I never will!) I would definitely seek your help. I would recommend this company to anyone!"
- BreeAnn H.
"I have been a client of ANH for over 4 years and during that time paid all of my debt in full. Being debt free is the best feeling in the world and ANH made it all possible"
- Richard C..
"Great program. Great People. Great Sysytem"
- Don P..
"I recommend this program to anyone. My card was payed off on time. They wwere very courteous, considerate, kind and polite."
- Joyce B..
"Spending almost 6 years to get rid of thousnads of dollars in debt was well worth it. Bad credit can be stressful but your company helped ease the financial woes. Thanks"
- Stephen L.
"This is the real only way we would get out of debt. People that are deep into debt and trouble, there is a place for them to go and get help."
- Marcus H.
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