Debt Consolidation Can Assist You

Credit Quiz

DO YOU:

1. Find it impossible to reduce the balances on your credit cards?

2. Are you living paycheck to paycheck with no savings?

3. Argue about credit problems and bills with your family?

4. Pay only minimums on credit cards?

5. Do you have more than 2 major credit cards with balances on them?

6. Borrow from friends and relatives to cover basic expenses?

7. Panic when faced with unexpected expenses?

8. Miss credit card and other payments?

9. Do you dread opening the mail because you know that bills are coming in that you won't be able to pay?

10. Hope that checks you've written don't clear the bank before payday?

11. Are you withdrawing from your savings to pay for everyday expenses?

12. Are you collectors or creditors calling you at home and place of work?

If you answered "YES" to any of these questions, A New Horizon, Inc. can put you on the right track to a new financial future without declaring bankruptcy or further damaging your credit and improve your life. Debt counseling can help you.