Debt Consolidation

debt relief
*Individual results may vary depending on balances and rates

Is your debt that is becoming out of control?  It may be time to think about debt consolidation.

A New Horizon Credit Counseling’s core debt consolidation program offers a solution to individuals who are finding it difficult to effectively meet their monthly financial obligations. With the help of our devoted Certified Credit Counselors, the program is designed to assist those individuals in regaining control of their finances by reorganization their outstanding unsecured debts through a budgeting process, financial education, and financial counseling resulting in reduced monthly payments and interest. Debt consolidation may be for you.

A New Horizon Credit Counseling offer a number of debt solutions to assist you handling your credit card debt so you can be on the path to debt freedom.  A New Horizon Credit Counseling understands that each person's financial state of affairs is unique. This is why we work on a debt management solution exclusively for each individuals needs.

 What is Debt Consolidation?

Debt Consolidation is when you combine your unsecured debts into one low easy monthly payment.  Debt consolidation can not only make things easier for you, it helps you in your debt repayments and also assists in lowering the overall monthly payments so your credit card debts can be paid off more rapidly. If you have high interest rates that are unsecured, such as your credit card bills, or store cards our debt consolidation program would be to be beneficial to you.

What our Certified Credit Counselors will do is discuss with your creditors on your behalf to possibly reduce your interest rates and at times we may be able to get the fees you may have waived.  This will make your monthly payments a little more controllable for you. We have counselors that are experienced in working with creditors, and our years as a credit counseling agency provides creditors with an added sense of security that in turn is a benefit for you in the end.