A New Horizon,Credit Counseling Services, Inc.® is a non-profit company providing money management education, confidential budget, credit, and debt counseling, and debt repayment plans for both individuals and families. Our website is directed toward providing adults with accurate information and direction in their attempts to obtain competent financial counseling. A New Horizon,Credit Counseling Services, Inc. understands the importance of your privacy on the Internet. That is why we believe it is important to let you know how we use the information collected through the ANH website. The following is our policy regarding Internet privacy and usage. A New Horizon,Credit Counseling Services, Inc.is continually researching and implementing the best reasonable security options available for protecting our data internally and over the Internet. In accordance with our standard security policy, information is not transferred to any third parties. Therefore, the security of your personal information is solely protected by ANH. Further, only authorized staff members have access to specific areas of consumer information. A New Horizon,Credit Counseling Services, Inc. takes the confidentiality of your information very seriously. You can visit our website without revealing any personal information about yourself or telling us who you are. We do not collect personal information, such as your name, address, phone number, or email address, while you browse. We do, however, gather information in aggregate on how this site is used, such as the number of visitors to the site, length of each visit, and which pages are most commonly used to enter and exit the site. There are now, and will be, sections on the ANH website that are provided for the benefit of the consuming public. You may request consumer educational information or other services in these sections. For ANH to fulfill your request, you may need to provide us with your email address, regular mail address, or telephone number. Our use of that information will be limited to the purpose of providing the requested information. While at the ANH website, you may voluntarily choose to complete our Confidential Online Application. In that case, several types of personal information are gathered for use in your confidential counseling session with one of our certified counselors. Confidential information collected on the Confidential Online Application includes name, address, telephone number, employment information and creditor information. The information gathered will be used to determine the best solution to your financial situation. Specific uses of this information are: To identify your accounts with your creditors. To contact you and to confirm your identity when you call us. To contact and negotiate with your creditors. A New Horizon,Credit Counseling Services, Inc. does not sell, rent, loan, trade, or lease any personal information collected at our site, including Confidential Online Applications or email lists. All personal information is used solely by A New Horizon,Credit Counseling Services, Inc. as directed by the consumer. By using this website, you agree to our Internet Privacy and Usage Policy and to the use of the information we receive and collect as stated herein and in ways we may notify you of in the future. By providing any personal information to this site, you acknowledge that you fully understand and consent to the collection and processing of such information. We reserve the right at our discretion to modify this Internet Privacy and Usage Policy at any time. Your continued use of this site following the posting of changes to these terms means you accept these changes.