A New Horizon®

  • Providing Credit Counseling Services since 1978 including Debt Management and Financial Literacy
  • Celebrating 11 years as A 501 (c)(3) Non-profit Organization
  • ISO-9001:2000 Certified
  • Operating Nationwide & in Puerto Rico
  • Headquartered in Ft. Lauderdale, Florida

About our Founder and President/CEO
Stephen Marcus


As a clinical psychologist, Mr. Marcus came to realize that at the root of many personal and family problems are the pressures and stress that money can cause. And, when financial problems are alleviated, this has an overall positive affect on a person's situation.

Carrying forward Mr. Marcus' mission of helping others in need, A New Horizon's counseling and financial literacy programs have played an important role in the financial rehabilitation of an individual. We offer our clients a new perspective on life by unburdening them of financial pressures and setting them on the road towards Financial Freedom.

 

A New Horizon's Headquarters Ft. Lauderdale



Our Mission…..

To Enhance the Quality of Life Within the Communities We Serve






A New Horizon and its service providers offer a full menu of Financial Literacy and Financial Solutions Programs to meet the needs of individuals, families, and businesses.

Financial Literacy

Our nationally recognized Financial Literacy Program offers an array of courses on budgeting, using credit wisely, and savings strategies for credit challenged consumers.Upon course completion, the names of participants are submitted to the American Center for Credit Education to be included in a national database accessed by creditors and lenders.

In addition, a New Horizon offers valuable information to the consumer each month with our "Financial Education Topic of the Month". Such topics include "Becoming Financially Fit", "How To Prepare for Tax Season" and "Homeownership vs. Renting". To learn more about A New Horizon's financial literacy programs and materials, please visit our on-line Learning Center or contact our Information & Education Department at 1 800 556-1548 x2222

Debt Management Program

ANH's core program offers a solution to individuals who are finding it difficult to successfully meet their monthly financial obligations. Administered by dedicated Certified Credit Counselors, the program is designed to assist those individuals in regaining control of their finances by restructuring their outstanding unsecured debts through a budgeting process, financial education, and financial counseling resulting in reduced monthly payments and interest.

Debt Management

  • Administered by Certified Credit Counselors
  • Credit rating retained in good standing
  • Accounts are brought current and credit is rebuilt
  • Frees up cash…enjoy breathing room at the end of the month
  • Improves debt-to-income ratio and likelihood of a loan
  • Consolidates bills into one easy monthly payment
  • Reduces monthly payments by up to 50%
  • Pays off debt quickly and save money
  • Stops late or over the limit fees
  • Reduces and/or eliminates harassing creditor phone calls

  • Through financial literacy program, break old habits and make new healthy habits for a financially lifetime

     

    Through a network of services providers we can refer you to:


    Debt Negotiation/Settlement Program
    The Debt Negotiation/Settlement Program offers a unique solution to individuals who have fallen behind with their monthly financial obligations. Administered by dedicated certified credit counselors, the program is designed to assist those individuals by negotiating or settling their outstanding debt balances by as much as 50%, facilitating a rapid resolution to their delinquent debt

    Student Loan Consolidation Program
    Results in a reduction of 50-56% in monthly student loan payments
    Lowered interest rates for the life of the loan
    Only one bill to pay
    No pre-payment penalties
    Spousal consolidation



    Community Outreach

    A New Horizon's vision of providing essential information, financial education, motivation, and professional counseling extends past our growing family of clients and reaches far into the community.
    A New Horizon's Community Outreach program encompasses a wide array of activities, venues, and donations that directly helps a diversity of people in a variety of ways. Our Community Outreach Promise:

  • To reach out and assist individuals, both young and old, and organizations that can benefit from the     charitable assistance we can provide.
  • To empower consumers through educational programs that will influence and educate them to     understand the risks of overspending and abusing credit cards as well as encourage them to save and     invest for the future.
  • To sponsor free seminars and make available to any company, organization, or group that requests     our     financial literacy services.

    Our Community Outreach Scope

  • United Way of Broward County

    •
  • Habitat for Humanity

  • Aid to Victims of Domestic Violence

  • Ft. Lauderdale Reemployment Transition Center

  • Hispanic Unity

  • SOS Children's Village

  • ChildNet

  • StuFund

  • PrePaid Legal Services / Identity Theft Protection

  • Hands on Training

  • The Jack and Jill Children's Center

  • Miami Rescue Center

  • NE Focal Senior Center

  • NW Coral Springs Family Success Center

  • Operating Engineers Union of New York

  • Church of Brotherly Love

  • Career Center of Ft. Lauderdale

  • Florida Atlantic University

  • Workforce One

  • Kids In Distress

  • Ft. Lauderdale and Deerfield Beach Chambers of Commerce

  • The Puerto Rico and Latin Chambers of Commerce

  • Deerfield Beach and Olympic Heights High Schools

  • Urban League of Broward County

  • Urban League of Palm Beach

  • Gambler’s Anonymous

  • Regent Bank

  • Bank Atlantic

    • Contributions

    ANH is a nonprofit organization that relies on voluntary contributions from our creditors. These contributions are used to support our financial obligations such as financial education, community outreach and other services that support our client services.

    Company Statements

    Mission Statement

    As a 501 (c)(3) non-profit organization, A New Horizon's mission is to assist individuals and families by providing quality financial education programs, ongoing support through our credit counseling services, and solution-oriented financial programs.

    Vision Statement

    To continue being a leading provider of financial literacy and credit counseling services within the United States.

    Quality Policy

    A New Horizon is committed to providing quality education, counseling services, and financial programs that comply with relevant regulatory requirements and industry standards. Through our organization-wide measures we strive to continually improve customer satisfaction and our Quality Management System.

    Information on to our Maryland Residents

    The Commissioner of Financial Regulation for the State of Maryland will accept all questions or complaints from Maryland residents regarding A New Horizon, Credit Counseling Services, Inc., License # 8, at 500 North Calvert Street, Room 402, Baltimore, MD 21202, phone number 1-888-784-0136


    		 
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